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Is California flood insurance all I need after a flood?
Posted by: | CommentsIf you’re interested in taking out a flood insurance policy, you might be interested in learning about other protective measures that you might be able to apply if your home is damaged by a flood.
One option is taking out an insurance policy to cover food losses. Homeowners food insurance is available as part of your homeowners insurance policy and may cover food lost or damaged in an event such as a flood. For actual food replacement in kind rather than in case, you may need to take out a Food insurance supplies policy instead. This policy can help ensure that foodstuffs get to you in the event of a disaster.
If you live in a flood prone area you may want to ensure that your car insurance or boat insurance policies cover your vehicles in the event of a flood, as water damage can be extremely expensive where vehicles are involved.
In addition, if flooding is an issue in your area, earthquakes or other natural disasters may be as well, so you may wish to consider taking out additional hazard insurance policies to help complement your California flood insurance.